In 1884, just one year after the founding of Andover, Ohio, a group of individuals organized a private bank under a partnership association. The mission of the bank was to serve the financial needs of the local residents. For one hundred and thirty five years later, the role of the Andover Bank has remained basically unchanged. The commitment to deliver the best possible customer service and provide banking services at an affordable price remains the number one priority. Andover Bank provides a full range of banking products including: consumer, mortgage, and commercial loans; checking, savings, certificates of deposit, IRA's, and safe deposit boxes. All Ohio banking centers feature the convenience of drive-up windows which open at 8:30AM daily. Automatic Teller Machines are available at the following Andover Bank locations: Andover, Ashtabula, Austinburg, Conneaut, Geneva, Jefferson, and Madison. No fee ATM's are also available all Sheetz locations. All Pennsylvania banking centers open at 9:00AM daily. Automatic Teller Machines are available at the following Andover Bank locations: Albion, Edinboro, and Millcreek. No fee ATM's are also available at all Sheetz locations.