Maya is a social initiative technology company that provides financial services infrastructure for underserved communities in the U.S and abroad. One third of the U.S. and over 2.5 billion people worldwide rely on alternative financial services rather than traditional banking institutions. Many of the financial service providers that serve these communities are predatory (Western Union, payday lenders) and operate with legacy technologies. Maya is the new standard for alternative financial services. Maya's Smart ATM is a self service payment platform that connects cash based communities to digital economy. Smart ATM is designed to run multiple financial services and replace the ATMs at retail stores. Currently, Maya's services include ATM, check cashing, bill payment, money transfer, domestic and international cell phone reload, micro loan, digital gift card, prepaid debit card reload, and bitcoin. Maya will continue to add products and services for the people that banks left behind.