At Capstone Financial we provide our clients with peace of mind from knowing that their personal and / or business finances are being looked after. Key areas we offer financial advice, include: - Retirement planning - Investment planning - Personal protection - Business protection - Inheritance Tax and estate planning* - Employee benefit schemes - Employee financial wellbeing The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. * You may get back less than the amount invested for Inheritance Tax and estate planning mitigation. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.