Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness, quality, leadership and superior service that has served our customers well. This has enabled Magnolia State Bank to acquire a major share of the local banking markets in which it operates. Magnolia State Bank has grown and prospered through the years since the bank's opening and has banking facilities serving Eastman, Gray, Milledgeville and the surrounding communities. We have operated as an independent community bank under local management since 1909. The Board of Directors of the bank remains convinced that this direction can continue to offer a superior level of service to our customers, more rewarding careers for our employees, and higher returns for our shareholders.