ELM Resources has been a key piece of the student lending puzzle since 1994; connecting colleges, universities, lenders, students and families with tools that simplify and streamline the process for managing private student loans. As a not-for-profit, mutual benefit corporation, ELM was established to create efficiencies through technology for the student lending industry and maintains that core focus today as the only neutral provider of these services in the industry. ELM lives by the following key values every day: EXCELLENCE…In the products we create, in our support of those products and our company overall, and in the customer service we provide. LOYALTY…To our team members in creating a positive and rewarding work environment built on trust and respect for one another. MOTIVATION…To maintain a culture of open communication, teamwork and continuous improvement. ELM’s industry leading product, ELMOne, provides a common, non-proprietary and open data exchange and disbursement system that seamlessly links the diverse computing platforms of schools and lenders. Within the ELMOne suite, ELMSelect, ELMNet and ELM NDN each provide unparalleled efficiency in handling different phases of the private student loan process, such as financial fundamentals, lender comparison, school certification and loan disbursement processing. ELM Resources is the trusted provider for the industry, now processing over 70% of the private loan volume and growing. Our customers and team members regularly share their high levels of satisfaction with ELM. Year after year, our school and lender customers consistently rate their relationship with and services from ELM at 95%+ Very Satisfied/Satisfied. Through our annual team member survey via the Great Place to Work Institute, ELM Resources was certified as a “Great Place to Work” in November 2019 for the fourth consecutive year. In addition, ELM was named one of the Top 50 “Best Small Workplaces” in 2017-2019.