ARC is the leading provider of workers' comp coverage to retail and professional businesses in Alabama, serving more than 4,200 Alabama small businesses. ARC is financially strong and dedicated to providing the best workers' compensation insurance coverage and service to our participants. With in-house underwriting, policy management and claims adjusting, ARC is able to provide a level of service large, out-of-state insurers are unable to match. Unlike a standard insurance company, ARC is a nonprofit trust. What does this mean to you? ARC returns all excess premium and investment income back to participants. Getting a quote for your business is simple! Either ask your independent insurance agent for a quote from ARC, or fill out the form above and ARC will contact you to start the process. Our underwriters will ask you a few quick questions about your business and payroll, often getting you a quote the same day.