Nexus Credits Corporate Investment Limited - Nexus Credits is a licensed money lending institution under the laws of Lagos State to carry out the business of providing short to medium term financing to individuals, groups and small-scale business. Individuals refers to economically active people who do not belong to any group; usually business owners or salary earners. Sub-segments include professionals, public sector employees, traders, artisans, vendors and small savers. This segment provides a ready market for our cash loans products for emergencies, asset financing/business expansion and meets with obligations during festive periods. Groups are clusters of individuals often with similar interests that are located in close proximity. However, the members may engage in varying business/economic activities. They may be individuals or joint liability groups. Sub-segments include cooperatives, artisans, associations/trade unions and religious societies. This segment also provides a ready market for loans for their respective businesses and personal needs. MSMEs are micro, small- and medium-scale enterprises that are registered with Corporate Affairs Commission and are employers of labour. Sub-segments include schools, supermarkets and bookshops/publishing organisations, etc. Key products/services for this segment include asset financing, target savings for stock acquisitions, etc.