RubinGoldman is a financial services firm specializing in business and estate planning, financial planning for individuals and asset management. Focusing on a consultative approach, the advisors of RubinGoldman and Associates seek to help clients find appropriate solutions to known and yet undiscovered challenges in their financial affairs. Utilizing an educational approach and bottom line conclusions, RGA empowers their clients for success. AXA Advisors, LLC (NY, NY), member SIPC, a broker-dealer / AXA Advisors, LLC, an SEC-registered investment advisor. AXA Network, LLC; AXA Network Insurance Agency of California, LLC in CA; AXA Network Insurance Agency of Utah, LLC in UT; AXA Network of Puerto Rico, Inc. in PR. EOE M/F/D/V. [Retirement Benefits Group is a specialized division of AXA Advisors, LLC.] [[DBA NAME] is not a registered investment advisor and is not owned or operated by AXA Advisors or AXA Network.] AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC