Tern offers Fintech as a Service. Tern acquired the US Unlocked prepaid program in 2015 and re-engineered the front and back-office solution to become what is now The Tern Platform. At its core, the platform is a multi-currency, multi-language prepaid (open & closed-loop) stored-value transaction processing system with onboarding, AML, KYC, CIP, and fraud management tools baked in to its core. The Tern Platform can enable your business with KYB/KYC onboarding, account issuance (business or consumer), card issuance (business or consumer), cross-border remittance, & provide an array of incoming/outgoing funds flow methods to strap-on to any product or service. Our platform today is leveraged by banks, processors, program managers, or start-ups looking to launch innovative & fresh ideas. We believe, Fintech products should not be as hard & expensive as they are to launch today anymore…. We’re here & happy to help you get your dream to market as quickly, cost-effectively, and as secure as possible using our platform and guardrails to guide you. Oh, and you also can leverage our call center too (if you need help checking that checkbox off too). It’s 👌, We got you! Reach out to us to learn more about our fully white-labeled NO CODE, LOW CODE, and U CODE (Full API) integration options tailored for solving your fintech payments needs.