We embrace the rapidly changing financial landscape our clients face. As students of the industry, we develop strategies based upon reliable innovation to help our clients achieve their goals and make more informed decisions. A personalized financial and risk assessment is the foundation for a plan of action implemented with transparency, integrity and professionalism. We pride ourselves on our efforts to partner with clients to simplify their financial lives, develop enduring relationships, and provide unequaled levels of service. AXA Advisors, LLC (NY, NY), member SIPC, a broker-dealer / AXA Advisors, LLC, an SEC-registered investment advisor. AXA Network, LLC; AXA Network Insurance Agency of California, LLC in CA; AXA Network Insurance Agency of Utah, LLC in UT; AXA Network of Puerto Rico, Inc. in PR. EOE M/F/D/V. [Retirement Benefits Group is a specialized division of AXA Advisors, LLC.] [[DBA NAME] is not a registered investment advisor and is not owned or operated by AXA Advisors or AXA Network.] AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC. Important Information & Disclosures: http://go.axa.com/20pZ8pW AGE 116878 (7/16) (Exp. 7/18)