BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations. Joining our field is membership is FREE to employers. Let us offer your employees great rates and terms on loans, competitive dividend rates, financial counseling and so much more. www.bayatlanticfcu.org