M-Pay Ltd is a retail payments & transactions company based in Ghana. We process payments and transactions at retail locations or via Mobile Apps using point-of-sale (POS) software. The company delivers payment solutions (airtime top-up, remittance services and bill payments). The company continues to expand its services with a number of banking partners to deliver services on their behalf. The POS network supports applications in the banking, telecom and ancillary financial industries delivering payment services nationwide through a growing network of retail payment points