EFFRS LOANS & OVERDUES RECOVERY SERVICES LLC, provide neutral ground for you to resolve your Debt-Crisis Our job is to create an awareness for you to change your mind set, take ownership and action We are about enabling you to meet your monthly payments, instead of you continuing to ignore your creditor calls, resulting in your debt situation spiralling completely out of control. Many debtors are already at this crossroads with no or little hope of surviving and repaying their debt to their creditors. Remember, this is a commitment you must meet regardless, but we are here to simplify the process for you, on one condition that you remain committed, show your integrity and start rebuilding your credibility and therefore, self-respect and confidence. We collaborate with your creditors to present the most suitable Debt-Recovery Plan, however we do not assume the responsibility for your future commitments, this is your job, not ours. We also provide you with a Debt Workshop to support you on this Recovery Path as we have many success stories resulting from these Workshops. Hence we understand the debtor mind-set, situation, fears, miserable existence, depression, anxiety and virtually faceless life you try to resort to when you face a Debt-Crisis. We are here to help but we also mentor you to help yourself to enable your full Recovery. This is your life, so you must learn to take control.