Nibble, is a P2P crowdfunding platform that belongs to the IT Smart Finance Group (ITSF) - a financial conglomerate with current headquarters in Spain and Russia founded in 2014 with more than 200 employees worldwide among all the companies in the corporate group and 1.5 million dollars of net income in the last reported year. Nibble, allows investing in loans issued by the originator: Joymoney, also part of ITSF Group with operations in Russia (2014), Spain (2019) and soon Mexico in 2020. This platform helps the investors to have an investment portfolio in a fully automated way. The investors can establish the portfolio parameters and allows them to create preferences like the minimum and maximum investment amounts, countries to invest, etc. Characteristics of the platform: - Investments starting from 10 EUR. - Up to 36 months. - Automatic reinvestment. - Buyback guarantee.