First National Bank of America (FNBA) has been in the mortgage lending business since 1955 specializing in making mortgages available to the underserved borrower segment. We are an industry leading, portfolio lender that aspires to be the premier source for Non-QM residential mortgages on a nationwide platform. With a common sense, manual underwriting approach, our mortgage programs focus on the clients ability to repay ensuring that the loans we write are done responsibly. We know what it takes to make Non-QM better, and strive to turn homeownership dreams into reality. FNBA Wholesale is affiliated with First National Bank of America, a family-owned, Michigan based community bank that started in 1955 and has its headquarters in East Lansing and branches in Grand Rapids and Traverse City.