Our vision is to be the ultimate fund provider in the non-banking financial sector. Where traditional banks fall short, we will fill the gap. UT Financial Services Nigeria caters to the needs of indigenous traders and business entities not being catered for by mainstream banks. UT obtained a license to operate and replicate its services in Nigeria at the beginning of 2009. By 2013 our loan portfolio had exceeded five billion Naira.   Replicating the original business model of UT Financial Services Ghana now UT Bank, the company in Nigeria serves the needs of indigenous traders and businesses, providing loans and trade financing to SMEs in less than 72 hours. Our Partners and affiliates are: • UT Holdings Limited • UT Collections Limited • UT Logistics Limited • UT Life Insurance Limited • UT Bank Limited • UT Properties Limited • UT Private Security Services Limited • Gateway Wealth Management Services Limited We are well positioned to offer total financial solutions with the backing of our parent company and affiliate companies.