Combined Insurance Services, Inc. is a full-service independent insurance agency with over 30 years of insurance expertise. Our friendly and knowledgeable staff are well prepared to walk with you, step-by-step through the treacherous world of Employee Benefits, Individual Options and Property & Casualty Insurance. Employee Benefits Our firm assists companies of all sizes with the creation and maintenance of comprehensive employee benefits programs. Our “non cookie cutter” approach has allowed us to successfully provide service and expertise to both private and public sector business for over 30 years. As a family-owned business we take pride in providing personalized service for each of our clients. Our largest source of pride is our ability to provide Five Star Service whether you’re a “Fortune 500” Company, a Governmental Agency or a “Mom & Pop” Style Small Business. Individual Insurance With the passing of the Affordable Care Act, the Individual Insurance Marketplace has become a more open, but oftentimes more confusing place. Our agents are well-versed in the Healthcare Marketplace and take the time to educate our individual clients to make sure that they are comfortable with their Health, Dental, Vision or Pre-Paid Legal purchase. Property & Casualty CIS has focused in the past on helping to keep our client’s health and well-being on the right path and we have been fortunate to recently expand our service capabilities into the realm of Property and Casualty Insurance for both Individuals and Groups. Our new P&C Division will allow us to be a full service provider to our clients and also their employees with the ability to present 40 high quality insurance companies. Our ability to quote multiple companies allows us to offer more competitive pricing, coverage and customization. We are now able to offer coverage for Home, Automobile, Life, Motorcycle & RV, Renters, Condo, Personal Umbrella Policies, Small Business, and Workers’ Compensation.