National Income Life Insurance Company in New York and its parent company, American Income Life , an international company, strive to protect working families in the United States, Canada, and New Zealand. American Income and National Income have served working class families since 1951 with life, accident, and supplemental health products to help protect members of labor unions, credit unions, associations and their families. NILICO representatives develop long-term relationships with clients and meet them where they are most comfortable ... their home.