MortgageCouch® was founded with the mission of creating the most transparent and communicative loan origination process for buyers, real estate professionals, and all parties involved in a real estate transaction. MortgageCouch® - Home loans Made Comfortable. Equal Housing Opportunity Lender. MortgageCouch, Inc. (NMLS Unique Identifier #1244162) is licensed by the State of California Bureau of Real Estate (CalBRE) under Real Estate Broker License #01969318 and the State of Oregon Department of Consumer & Business Services under the Division of Finance & Corporate Securities Mortgage Lender License #5338. All loans must satisfy specific lender underwriting guidelines. This is not an offer of credit or commitment to lend. This is not a Loan Estimate. Information, pricing, and APR are subject to change at any time and without notice unless noted otherwise on a Loan Estimate. This is not an offer to enter into a rate lock agreement under any applicable law.