ŠEIMOS KREDITO UNIJA (http://www.unija.lt) is accredited financial institution (a part of Lithuanian Central Credit Union, www.lku.lt). It was started to establish in 2011 (officially registered in 2012) and the Bank of Lithuania (central Bank of the Republic of Lithuania) issued the licence for providing financial and credit management services in 2013. Credit Union accepts deposits and other repayable funds, grants loans, assumes related risk and responsibility (incl. other functions and services according to the Law on Credit Unions (No I-796, 21 February 1995).