WMS are specialists in tax, inflation, and cash flow strategies. In order to retire comfortably it is necessary for people to have all of their assets working in concert with their employment income and government tax rulers. For over 30 years, they been providing peace of mind by helping people protect their lifestyle and alleviate their anxiety and uncertainty about retirement. They have accomplished this through the development of a suite of proprietary strategies that they have branded the RSIP. An RSIP is a Retirement Strategic Income Plan. Some of the unique strategies of the RSIP are The RRSP Offset; The OAS Balloon; The Spousal TAX Arbitrage, among others. Regardless of one's specific strategy each individual will have their own personal RSIP Advantage Number. This number represents the increased cash flow you can expect in retirement. WMS clients typically increase their after tax cash flow in excess of 30%.