FIFPAC Inc. originated at a breakfast table by two professors with the intention to educate children on financial literacy. Their first publication, Financial Intelligence for Parents and Children, evolved into the FIFPAC financial education book series, online and offline programs, and alternative credit profiling, and therefore, the creation of FIFPAC, Inc., a unique Fintech company based on financial education and outreach. The goal is to build a financial education information ecosystem to cultivate people’s sound financial judgement and behavior. FIFPAC Inc. is a company that uses content education, big data analysis, and computer technology to support or enable banking and financial services through driving one’s credit behavior and judgment change. The American Institute of Financial Intelligence is the education division of FIFPAC Inc.. The Institute provides financial education and services with its training and certification programs. The programs provide extensive and important financial literacy knowledge and services to the financial services industry, non-profit organizations and schools to train professionals, financial literacy educators, lending industry customers, college students and K-12 students.