We reduce health insurance costs for Employers, Self Employed, and Seniors. We save our small and large group clients tens of thousands of dollars. Our self employed and small company clients receive big company benefits at budget friendly premiums. Our Medicare Clients receive the education and expertise needed to un- complicate Medicare. This helps make well informed decisions about coverage options. We are experts in Obamacare and gaurantee compliance with ACA, ERISA, DOL, IRS. We help Consulting Engineer Firms save 20% or more on their company health insurance premiums by leveraging the buying power of the ACEC Health Trust. We show companies with hourly employees how to use Obamacare to their advantage and actaully save money and reduce exposure to penalties & fines. We provide employers with no cost powerful web based tools for on line enrollment and attorney reviewed, HR content including forms and training videos. For Seniors, we uncomplicate Medicare. We explain Medicare coverage and cost options and help Seniors make informed decisions. We protect people’s paychecks against loss from disability and illness and we help families fund their legacies with affordable life insurance options. We engage and educate your employees with incentives for wellness. We design employee appreciated benefits, reduces the cost of providing employee benefits and ensure your company benefits complies with State and Federal requirements. For the Self Employed and Start-Up Entrepreneurs, we specialize in providing cost effective benefits that mirrors those of large corporations including medical, dental, vision, life, disability, 401K and Identity Theft. Our Medicare Experts can help you and your loved ones understand the complicated Medicare laws and programs. We clearly explain the options and help you select the Medicare Supplement or Medicare Advantage plan that best meets your needs. We are a Family owned Service Organization.