Specialist Life Insurance Broker for people with: - Pre-Existing Medical Conditions (i.e. Diabetes, MS, Epilepsy, Asthma etc.) - High Risk Jobs (i.e. Pilots, Offshore, Construction, Military etc.) - High Risk Hobbies (i.e. Sailing, Diving, Winter Sports, Mountaineering etc.) Established in 1999 as the UK's first website dedicated to helping people who are classed as 'High Risk' as shown in some of the examples above. Our team of highly skilled insurance experts has helped thousands of individuals and families find the best cover at the right prices. Our aim: To provide vital financial services solutions for individuals who may otherwise struggle to obtain cover, products and services by using expertise, knowledge and specific skills. Life Insurance underwriting criteria varies dramatically from one insurance provider to another and therefore it is important to apply to the best company for you, especially for non-standard life insurance. If you have a pre-existing medical condition, hazardous occupation or take part in extreme sports the we are here to help and save you money. The Insurance Surgery is 100% focused on providing an outstanding level of service to all our clients and making sure that they have the best cover in place at all times. Even if declined life insurance in the past, it is still highly likely that we will be able to get you or your family financially protected. Also we are very proud to be working with several of the UK's major medical Charities to increase the knowledge and support for their members on financial services solutions.