As a DLC mortgage professional, I am thrilled to have the opportunity to help clients secure the financing for their biggest investment - their home. I understand mortgage brokers can often be misunderstood and it is often believed that we only work with people with bruised credit or self-employed. The truth is that, as a mortgage professional, I am so much more than that. With these misunderstandings, it is important for me to educate and remind my network of exactly what I do when someone might want to use my services. The information below will hopefully help you understand more about what I do, and how I can help clients like you: • I work with Canada’s leading Financial Institutions including major Banks, Trust Companies, and Credit Unions. These institutions include, but are not limited to: Scotiabank, TD, Home Trust, MCAP, Coast Capital - and more. • When you utilize my services to find you the very best mortgage for your needs, I negotiate on your behalf and most times, there is ZERO cost to you! The lender pays me a fee for finding and bringing them the business; I only earn a fee if I arrange the mortgage for you. • The fee is the same regardless of what lender you choose, it is not built into your mortgage rate. • Some of our lenders specialize in providing mortgages for clients who are self-employed, contract employees, have seasonal income, have trouble proving income, or lack some of the standard documentation. I have seen all situations and am experienced in getting unconventional mortgages approved. As your dedicated and trusted mortgage advisor, I work for YOU - not the banks. It is my job to provide you with timely, expert advice and make certain that you receive the very best mortgage product for your situation. Your business is very important to me!