Right behind payroll, the largest line item on your P&L is health benefits for your employees. The typical commission-based health insurance broker does not have access to the kind of tools and creative strategies that can help you get this cost under control. benecurv is a Health Benefits Optimizer and broker. We align your benefits to your bottom line. Our mission is to bring value to your employees while mitigating cost to you through non-traditional strategies, creative technology and global sourcing.