Loanpad changes the landscape for investors. It offers two online lending accounts that are simple and flexible to operate, and with daily interest that beats inflation. Both are also available as an ISA for tax-free returns, and come with some degree of risk. We provide a user-friendly, lower-risk platform for investors to earn inflation-busting interest through shared short-term property loans. Our innovative structure effectively shields our customers from much of the risk of peer-to-peer lending by partnering with established property lenders, who take on both higher risk and return. We charge no upfront fees to customers, instead taking a portion of interest earned from borrowers. In other words, we earn when our investors earn. We’re here to put people back in the driver’s seat when it comes to managing their money.