The Shared Agent Network Expansion Facilities Limited (SANEF) was incorporated in 2019 with the objective of accelerating financial inclusion in Nigeria. SANEF is an initiative of the Central Bank of Nigeria (CBN), supported by Deposit Money Banks (DMBs), Nigeria Inter-Bank Settlement Systems (NIBSS) and Licensed Mobile Money Operators/Shared Agents. SANEF was created to deepen Financial Inclusion in Nigeria through a robust ecosystem with strong regulatory oversight, consumer protection and interoperable system. Our Objectives: 1. Deepen Financial Inclusion in Nigeria. 2. Drive financial literacy and campaign awareness 3. On-board 40 million low income un-banked and underserved Nigerians into the financial system. 4. Increase financial access points and shared agents to 500,000 by 2020 5. Support attractive financial products and services such as Savings Accounts, Micro-Credit, Micro-Insurance and Micro-Pensions etc. for low income earners in Nigeria