Banco BNI Europa (www.bnieuropa.pt) was launched in July 2014 and is Portugal’s fastest growing digital-only Bank. Banco BNI Europa aims to challenge the traditional banking sector through strategic partnerships with fast-moving fintech businesses to launch new products allowing the use of the most advanced technology in terms of risk analysis, consumer experience and rapid entry into the market. This strategic orientation allows the Bank to affirm itself as a "Challenger Bank", based on the logic of open architecture and differentiation. This positioning also allows Banco BNI Europa to stand out as a benchmark in the new generation "Fintech" of European Banks and to continue with significant growth rates. Banco BNI Europa is multi-awarded bank. In 2016 by International Finance Magazine as the "MOST INNOVATIVE BANK IN PORTUGAL 2016", “BEST DIGITAL BANK PORTUGAL 2016”, by Global Banking & Finance Review magazine, and the “BEST NEW INTERNET BANK IN PORTUGAL 2016” ,This awards have proven that the investment strategy in omnichannel innovative solutions has been assertive, as illustrated both by the home banking platform and mobile APP launched in March 2016. In 2017 Banco BNI Europa as “The Bank of the Year 2017” by The European, “Best Internet Bank 2017 in Portugal” by Global Business Outlook, “Best Digital Bank” in Portugal 10917 by Global Banking & Finance Review, “Most Innovative Bank 2017” by International Finance and “Excellence in Growth for Retail Banking in Portugal 2017” by Finance Digest In 2018 Banco BNI Europa was awarded as the Best Digital By in Portugal with the Portuguese awards: Cinco Estrelas and Escolha do Consumidor