Ascend Mortgage was established in 2005 in San Mateo, CA to help make home ownership and home purchase financing affordable and available for residents of California. Headquartered in the San Francisco Bay Area where there is a diverse community we specialize in all aspects of Real Estate and we believe in a more personalized approach to lending. When applying for a home loan with Ascend Mortgage you can count on the following criteria to ensure your overall satisfaction: Lowest Interest Rate: We work with several wholesale lenders rather than just a traditional brick and mortar retail bank and we will locate the lowest interest rate the market has to offer you. No Points/No Fees: Unless asked to provide an interest rate that is costing Ascend Mortgage to obtain, we will not charge our clients fees or points to obtain financing. Credit Back: Our goal is to make sure you not only get the lowest interest rate and monthly payment but that you also earn credit back which is applied towards your closing costs and in cases where the credit exceeds the cost we work with the lender to make sure you don’t lose any credit and will be applied towards a principal reduction. Fast & Easy Process: Results only years of experience can provide. We have a proven method to ensure your home buying or refinance experience is a smooth and easy one. Royal Service: From getting started to the finish your Ascend Mortgage team of professionals will be available around the clock to make sure your home purchase loan or refinance closes on time and with ease.