ConstructiveRisk.com is the place where Construction Companies and other savvy Business Owners from around the country come to save up to 55% on their annual insurance premiums. We are a boutique consulting firm, specializing in offsite risk management and cost-reduction strategies. Therefore, we never sell insurance nor are we appointed with any insurance carriers. (We are not your current insurance agent’s competition.) We are hired directly by the business owner (insured) as their off-site risk management consultant. What we do is manage the insurance renewal process so that our clients get the best results possible from their current agent and/or any other agents we bring in for a competitive bid. Ultimately, we know how to negotiate your insurance renewal quotes lower, which is why our clients save up to 55% on their annual insurance premiums compared to those insurance buyers who merely "wing it" and hope for the best. OUR VALUE PROPOSITION: Constructive Risk serves its clients by remaining wholly independent in order to provide unbiased insurance and risk management counsel, using creative tools and negotiation techniques for the purpose of exceeding client expectations. http://www.constructiverisk.com/premium-saving-tips/