Insurance Corporation of the Channel Islands is a Guernsey registered company, regulated by the Guernsey Financial Services Commission and is a wholly-owned, autonomous subsidiary of RSA Insurance Group PLC (RSA). We are also regulated by the Jersey Financial Services Commission in Jersey and by the Insurance and Pensions Authority in the Isle of Man. We employ 34 people in Guernsey and six in Jersey. 85% of our people are either professionally qualified or studying for professional qualifications. We are Guernsey's leading insurer and experts in the Channel Islands risk environment, with a broad economic, political and cultural understanding. We also benefit from an unlimited indemnity from our parent, RSA. The way in which we treat our customers is an integral part of our business principles, reflecting the value we place on customer focus. It is one of our key objectives to be known as the insurance provider that delivers the best customer service and is recognised for its best-in-class expertise in claims and underwriting. We're straightforward and honest about our beliefs, about the purpose of insurance and the security and practical support we give to all our customers. Insurance Corporation's brand is about local underwriting, local rates, local decision making and leadership through a proven track record, brilliant claims service, caring community support and the strength of our RSA backing. It's the guiding principle for all we do and how we act.