✔️ 𝗦𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 (𝗦𝗲𝗺𝗽𝗲𝗿 𝗔𝘀𝘀𝗲𝘁 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁) Semper is a non-bank lender that specialises in $2M+ structured commercial debt facilities. Since 2001, the company has assisted SMEs by understanding their needs and providing bespoke solutions. Many of these transactions are complex deals that require a blended product or collaborative approach (e.g. a mix of 1st and 2nd mortgages or additional third-party participation such as equipment or factoring finance, with business advisor/ accountant input). Semper has a reputation for facilitating opportunity and enabling business growth through the provision of highly competitive rates that are weighted fairly against risk, backed by a robust warehouse funding facility. Semper loans are available exclusively through professional services, with no direct access. ✔️ Investments (𝗦𝗲𝗺𝗽𝗲𝗿 𝗦𝗲𝗰𝘂𝗿𝗶𝘁𝗶𝗲𝘀) Semper recently launched its warehouse facility via a custom-built investment portal. The platform enables wholesale investors, sophisticated investors and their fund managers direct access to a diverse range of assets that may be selected based on risk priced returns. The bespoke model allows deals to be selected on a per-loan and per-LVR exposure basis, via mortgage-backed fixed income instruments tied directly to secured properties. The offering resonates with investors and wealth advisers alike, who appreciate high-yield investments at different risk profiles, delivered with complete transparency. AFSL: 520185