The Retirement Income Course is unique in three unique ways. First, it deals with the subject of investing in the post retirement years. There is a lot of information on the subject of how best to save for your retirement but there is very little information on the subject of investing your retirement corpus. I focus on "Retirment Income" and not "Retirement Savings". Second, I help you create a customised investment solution for yourself. Generalisations do not work when it comes to investing, so this course guides you through a step by step practical approach that eventually leads to a solution that is customised to your personal needs. Third, the course is made specifically for the indian situation. You will come across several thumb rules that are borrowed from the west but do not work for India. For example, your ideal retirement corpus should be 25 times your annual expenses. This translates to an assumption of a 4% withdrawal rate in your first year of retirement and is based on the assumption that you will invest 60% in equities and 40% in debt. You would agree that these assumptions are farily aggressive and make not really work. The reason I have shared by personal insights through a course format is that I strongly believe that Retirement is a complex subject and it is difficult to address the issue by reading fragmented bits and pieces of inforamtion. The course follows a logical step by step approach: Step 1: Identify your key challenges in Retirement. (Meeting your expenses on an inflation adjusted basis, funding unforeseen medical costs, leaving a legacy) Step 2: Develop a Retirment Road Map. ( Your key milestones that help you keep on track in your retirement years). Step 3: Decide on your ideal asset allocation. (Get the right balance between potential return and risk that you are comfortable with.) Step 4: Select the right products for investmetns ( The ideal investment portfolio for your.) Step 5: Review and Re-adjust (stay on track)