Zikto is a Korean startup company, ranked by Forbes as a top-10 Korean startup in 2017. We started as a wearable device brand in 2014. In 2017, we expanded our business to develop ‘The Challenge’, a multiple IoT device integration platform. Currently, we are partnered with multiple Korean insurance and financial conglomerates such as KB Financial Group, Kyobo Life Planet, and SK Planet and we are developing our own protocol to disrupt the insurance industry with blockchain technology. Insureum, a combination of Insurance + Ethereum, is the cryptocurrency that will be used in the Insureum Protocol.