The Rubin Financial Group is an independent broker of Living Benefits Life Insurance. Our mission is to develop independent insurance agents. The Rubin Financial Group is the place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do we do? We offer a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. How do we do it? We train highly motivated, confident, and self-driven men and women to distribute this new type of protection. We have exclusive and qualified leads. There is no limit on lead distribution and NO COLD CALLING or selling to your friends or family is necessary.