VoPay’s Fintech-as-a-Service platform allows any company to embed financial services and payment capabilities into their existing applications, products and services through a single and scalable API. We offer a simple technology layer that enables digital enterprises to seamlessly offer secure, fast and direct bank account payments. VoPay’s unified technology stack eliminates the need to build the infrastructure and integrate multiple, disparate financial systems. Businesses can go to market faster and offer innovative financial solutions to their customers. Using Open Banking powered payment technology, our intuitive platform offers a variety of payment tools including data intelligent account authentication, encrypted tokenization, transaction monitoring and automated reconciliations. Available payments services include: Intelligent Electronic Funds Transfer (iQ11): Accept instant bank account verification payments, improve payment speed and reduce NSFs. VoPay Instant: Send funds to any bank account in Canada in real-time. EFT / ACH: Seamlessly facilitate same-day EFT and ACH bank payment processing by connecting to North America’s banking system. Interac e-Transfer for Business: Send and Request unlimited real-time payments with higher funding limits with just an email. Visa Direct: Send money directly to almost any Visa cardholder in real-time. All payment solutions are available through API integration or through VoPay's online portal.