Clarity Home Loans is a division of Finance of America Mortgage LLC, which is headquartered in Roseville, California, with additional production centers located in Concord and Folsom, California, Lake Oswego, Oregon and Phoenix, Arizona. We currently lend in California while our parent company lends in Arizona, California, Hawaii, Idaho, Nevada, New Mexico, Oregon, Utah and Washington. NMLS 1071. Equal Housing Lender. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1071 For complaints or concerns, email complaints@financeofamerica.com