We show Employers where there are under-utilized margins hidden in their current operating budgets. In particular, the over-spending related to their employee healthcare spend. In a nutshell: Pearl Logic is an unbiased, vendor neutral, objective, Cost Reduction Consulting Firm, that shows Employers how to reduce employee healthcare coverage costs by an average of ~$100+ per employee, per month: NOT by reducing coverages, or increasing employee premiums, co-pays, deductibles or out-of-pocket costs; But rather by showing Employers how to use the same types of Supply Chain Management practices, (used to purchase other products and services), to obtain the highest quality healthcare at the lowest costs, which is NOT currently doing. Pearl Logic is NOT a commission-motivated Agent, Broker, Advisor (they don’t particularly like Pearl Logic, because they don’t like what Pearl Logic teaching Employers). NOR does Pearl Logic have any relationships with; NOR does Pearl Logic receive any compensation from any vendors or benefit providers. Pearl Logic is actually on the totally opposite end of the motivational spectrum, since Pearl Logic is totally contingency-based. Pearl Logic uses the Employer’s plan / coverage information to run data analytics modeling across multiple proactive Plan management and cost-containment strategies and practices, that the insurance industry has spent billions and billions over the past several decades (generating trillions), trying to hide, and for which they prefer Employers NOT know about. And that commission-motivated Representatives, never advise Employers of (because it would cannibalize their commission). Pearl Logic is 100% “performance-based”; Pearl Logic fee is based upon a shared percentage of the savings (so our efforts translate into a ‘positive’ impact on the Employer’s budget). Visit our website to learn more: pearllogic.com