Who We Are THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter. THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members. Who We Serve THE LOCAL serves middle class working families with middle class workers to complete a “Made In The USA” financial cycle. THE LOCAL serves proud union workers whose union locals are headquartered in Wayne, Oakland and Macomb counties because that is who WE are — union workers. If middle class America is important to you — and you want to feel like you are part of something different while supporting fellow union brothers and sisters — WE are here for YOU.