It all starts with either hard work, creativity, or just blind luck. It isn't enough though. There are 3 Main Keys to creating and growing Wealth. Wealth grows by compounding... uninterrupted. Wealth grows by being fluid, liquid... available when needed. Therefore we must 1st attend the transfers of wealth that occur unknowingly and unnecessarily. We're talking taxes. We're talking fees, both hidden and revealed, to financial institutions. We're talking the appearance of volatility in both the economy and the underlying capital markets. We earn our way by showing our clients how to recapture those captured dollars and all of their future potential in creating wealth.