S & R currently serves the needs of individuals and businesses throughout the states of TN, AL, GA, and NC. We write all lines of insurance: auto, home, umbrella, boat, motorcycle, recreational vehicles, personal articles, business, commercial auto, commercial umbrella, tools and equipment, workers' comp, bonds, life, health, accident, disability, IRAs. The agency specializes in custom-tailoring coverages to fit your needs. We start by getting to know you and your needs, and review your current coverages to find any gaps. Then we quote your coverages with our many A+ rated companies, and provide a no obligation proposal of coverages for your review. S & R provides prompt, professional service after the sale. We work for you - any changes you request are handled quickly, and we work with the insurance company to be sure your needs are met. We automatically rewrite your coverages if we can lower your premium! S & R also provides consumer education regarding insurance products. We'll let you know about new coverages and alert you to changes in coverages that may affect you. S & R Insurance Services is proud to be a member of Professional Insurance Agents (PIA), PIA of Tennessee, Trusted Choice, Independent Insurance Agents & Brokers of America, The Anderson County Chamber of Commerce, The Oak Ridge Chamber of Commerce, The Better Business Bureau, and the National Federation of Independent Businesses (NFIB).