Lendica is an embedded finance platform that changes how SMBs access capital. Today, SMBs seeking funding products must rely on inefficient non-bank lenders or expensive captive programs. Our software captures and standardizes SMB profiles (token) - which includes granular banking, accounting, and operations data - to promote instant funding decisions for merchants. We are on a mission to build critical infrastructure to improve market efficiency and empower SMBs to use their data for their benefit.