Lokyata's works with lenders world-wide to bring financial services to underbanked, thin-file, no-file, and subprime customers and SMEs. We help lenders drive down their Cost per Funded and default rates using our decision automation platform and portfolio feedback to continuously improve results using our novel and repeatable approach that produces measurable results. We develop and deploy lending decisions models, monitor them in real-time, then update them to ensure continued progress toward business goals. Lokyata's AI-driven Decision Automation platform, API Hub, and Intelligent Bank Analyzer , empowers lenders with state of the art predictive analytics to provision fully automated loan underwriting in an easy to acquire, cost effective solution.