Our Mission is to reduce to ZERO individuals unbanked and underbanked through an Asset Ownership Standard. GPIA-AOS Our campaign is GPIA-2035 https://chng.it/KQczCdfyPr Our Vision is to increase to 100% individuals who own a GPIA-DIV account free market designed basket made up of any number of dividend stocks producing " income for generations and generations to come" KaizenRhino Solutions International Consultancy delivers five lines of service 1) GPIA-DIV Global Permanent Investment Account comprised of dividend paying stocks managed Lifecycle ( Prenatal-15-30-30-30 ) using GPIA-FM upside down traffic light model where GREEN = all remaining financial decisions YELLOW = Saving for a Sunny Day RED = Foundation assets owned at above fee level saving and Transfer Agent accounts 2) companion O2IFC- One$ 2 Infinity$ Financial Coaching 3) FHC- Financial Heritage Celebrations; 31 Oct World Savings Day, 29 Dec Passbook Savings Day and UJAMAA, 3 March Freedman Bank Day, April Financial Education Month, 29 May GPIA Day, August Carlson-Nelson Dividend Stock Month 4) WFC - Warrior Financial Coaching for civil service and military service members participating in the Thrift Savings Plan including veterans and retirees no longer contributing. Plus all 5 services active and reserve members participating in the Blended Retirement System 5) GPIA-INS Lifecycle Term Insurance coverage and payout maintained throughout life where payout level maybe impacted by consistent premium payments. If premium is affected by financial conditions payout level is adjusted KRSIC was developed during my nearly 40 years as a volunteer with organizations that served unbanked, under banked and lower income families. During this time I studied Banking and Finance, completed an internship with IDS - Income Diversified Services now Ameriprise Financial Services. Later I launched an AL Williams network marketing enterprise now Primerica. Later I helped start community development credit U