SMART CREDIT is a microfinance institution, that exists since 2010 and showing from the beginning an impressive evolution. In the last years, we have opened 8 branches, placed in the small, rural cities of Ungheni (2 branches), Calarasi, Cimislia, Causeni, Cahul, Riscani and Chisinau. The business model of SMART CREDIT guarantees a steady and sustainable growth. In spite of a tight competition on the microfinance market, SMART CREDIT with its team of experienced and engaged employees helps the rural population of the cities served to improve the quality of live of our clients. We grant credits for a vast range of purposes, and address ourselves to the private clientele, but also to small entrepreneurs and farmers. The basis of every loan approval lies on the solvability of the client. We try to help socially disadvantaged persons and families and concentrate in particular on female debitors. Our zest is to help people to achieve “(For) a better life”.