First Rate Insurance serves the personal insurance needs of individuals and families in Washington state. Let our computers shop from over 20 companies for your auto, home, umbrella, life, motorcycle, PWC, boat, long-term care, or RV insurance. We don't close at lunchtime, we return all phone and e-mail messages, and everyone that works here is a licensed insurance agent. Quite simply, we come to work with one goal... do what is best for the customer. Whether you have never had a ticket or accident or your driving record is shall we say, not perfect, we can help you secure proper coverage at a competitive price.