Ombudsman for Financial Services (OFS), [formerly known as Financial Mediation Bureau] was incorporated on 30th August 2004 and commenced its operations on 20th January 2005. OFS is the operator of the Financial Ombudsman Scheme (FOS) approved by Bank Negara Malaysia (BNM) pursuant to the Financial Services Act 2013 and the Islamic Financial Services Act 2013. The FOS was launched on 1 October 2016. OFS is a non-profit organisation and functions as an alternative dispute resolution channel to resolve disputes between our Members who are the financial service providers (FSPs), licensed or approved by BNM and financial consumers. OFS provides independent, fair, efficient, and effective dispute resolution to financial consumers. Our service is FREE for all financial consumers (Individuals and SMEs). Our Vision Improving financial services and promoting confidence in our financial system. Our Mission: We are committed to provide an independent, trusted, efficient and quality alternative dispute resolution service to financial consumers and financial service providers. OFS strives to provide effective and prompt dispute resolution by observing the 6 principles that underpin the OFS’ operations: 1. Independence 2. Fairness and Impartiality 3. Accessibility 4. Accountability 5. Transparency 6. Effectiveness Visit our website to learn more about OFS and its jurisdictions at http://www.ofs.org.my/ For financial enquiries/disputes, call 03-2272 2811 or email to enquiry@ofs.org.my