A century proven Company, Penn Charter continues its time-honored commitment to foster progress through fidelity to the basic values of its founders. We are a Company that believes the past and future are not mutually exclusive; for we are convinced that without the strength of our heritage, we would know no future. Penn Charter’s fortune is to have been founded on the soundest of ideals — thrift, integrity, caring, reliability, quality, fairness, and, above all, on a sense of responsibility to our agents and to the thousands of individuals and businesses that have been insured under our banner. Committed to being a quality Mutual Insurance Company, we are dedicated to the perpetuation of these ideals. Our purpose is clear: to join burnished tradition with the shining vision of the future; to broaden and deepen our essential commitment to the underlying principles on which our Company has been established; and to build a strong future on the most vital dreams of our past. With this plan, Penn Charter policyholders have consistently been provided with a financially strong, well-managed Company with responsive service and insurance products that are fairly priced. As a Mutual Company, Penn Charter is managed using a stable long term view for the benefit of its policyholders. Since the Company’s founding in 1860, Penn Charter has continually demonstrated an exceptional ability and commitment to provide its Mutual Policyholders with solid financial security. Through economic and climatic oscillations, the Company’s long term investment and underwriting management has been a proven success. Penn Charter Mutual Insurance Company is rated ‘A (Excellent)’ by A.M. Best.