OneNDF is a unified API-enabled loan marketplace and enabler for Unbanked, underbanked, and Fundable Small and medium businesses, and is aligned to offer timely and adequate credit at affordable pricing, creating Financial Inclusion. At OneNDF, we curate a Financial Health Card for each Borrower, leveraging the power of their own data to create Financial Literacy. It enables them to have an assessment of their present business health. The platform is monitoring & giving indicators for critical financial ratios and the scorecard is offering recommendations to improve these for maximizing the profitability of the business.